QuickBooks Term Loan helps boost cash flow

Save time and eliminate additional paperwork by applying and managing your loan right from your QuickBooks account. Get funding in as fast as 1-2 business days1 after approval.

Apply today
A brewer uses QuickBooks notifications on a mobile device to see that the loan was approved.

Explore the features

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Apply in QuickBooks

Save time—it only takes minutes to apply and get a decision.

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Flexible terms

Loans from $1.5K–$200K with terms from 6–24 months.

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Competitive rates

Business loans with no origination fees or prepayment penalties.

Using a laptop while seated at a desk in an office, a business manager reviews performance data in QuickBooks.

Quick decisions, fast funding.

QuickBooks customers can apply right in QuickBooks and get a decision in minutes. Approved loans typically fund in as fast as 1–2 business days.1

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Loan example:
Loan amounts, interest rates and terms displayed in this tool are for illustration purposes only; Actual offerings are subject to credit underwriting and market conditions.
$5,000
Interest: $344
No Fees:
Interest will apply. Rates vary and depend on applicant's credit profile and other factors.
$0
Weekly payment $206
Total repayment: $5,344

6 months (26 weeks)

Term Length

/

26%

Interest Rate
Interest rates offered to business loans are subject to change based on various credit factors, as well as market conditions.

/

APR
The annual percentage rate, or APR, is the annual rate charged for borrowing money and includes interest and non-interest fees.
Learn more
Let's run some numbers

Business loan amounts from $1,500 to $200,000 with terms from 6-24 months.

Loan amount: $5,000
$1,500 $200,000
Interest rate: Interest rate:
Interest rates offered to business loans are subject to change based on business and credit performance, as well as market conditions.
A laptop shows the cash balance of a business and the 12 month forecast, a key data point when applying for a term loan.

A seamless lending experience

Your QuickBooks account gives you a head start on applying because data can be pulled from your account, such as:

  • Sales trends and seasonality
  • Profitability over time
  • Invoices and cash flow forecast
Get started
The manager of a brewery spending time inspecting the tank so it’s ready for the next batch.

Upfront transparency

Terms are clear from the start so you can avoid surprises and stay in control.

  • Payment terms from 6 to 24 months
  • No origination fees
  • No prepayment penalties
  • Won’t affect your personal credit score

98% of customers are satisfied with the speed of the credit decision2

A brewery owner sits at a table in the restaurant with a laptop open to the business performance data in QuickBooks Online.

Ready? Here’s some things you may need

  • Up-to-date and accurate business data in QuickBooks
  • Primary business bank accounts connected through QuickBooks (not required)
  • Generally, revenue of at least $50,000 over the past 12 months
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Frequently asked questions

What could you do with extra funds?

Apply today